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Reporting Damage
preventative measures
Water Damage Repair Rates
Have your sump pump system inspected on an annual basis.


Ice Dams:
Not all disasters are of these catastrophic sizes. In recent years we have
seen severe damage caused by ice damming. Ice dams are most common in
northern climates. They occur when heavy snow buildup melts during the day
and then refreezes when temperatures drop overnight.
After several days of melting-freezing cycles, it's common for the melted
water and ice to work up under the shingles until water enters the attic and
eventually does damage to the ceilings, wall and contents. In cases where
the ice dam goes unnoticed for an extended period of time, it can do
significant damage to your home.

There are a few steps you can take to help prevent ice dams from harming
your home.
  • Clean all leaves, sticks and other debris from your home's gutters and down spouts.
  • Make every effort to keep snow on your roof to a minimum. Long-handled devices on the
    market called "roof rakes" let you stand on the ground and pull the snow off the roof.
    Keeping heavy snow loads off your roof reduces the chances for both ice dam formation
    and roof failure due to the weight.
  • All winter long, keep gutters and down spouts clear of snow and icicles.
  • Evaluate the insulation and ventilation in your attic. Most experts agree the R-value of attic
    insulation should be at least R-30 (R-38 is preferable in northern climates). In addition,
    good airflow from under the eaves or soffit area along the underside of the roof and out
    through the roof vents is essential to a cool, dry attic. Consult a reputable roofing and/or
    insulation contractor about these improvements.

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