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Contact your Insurance Company immediately to report your claim. The
insurance carrier will need details of the damage to your home. Pictures and
a home inventory sheet will be very helpful in processing your information;
also, try to have your policy number available. Prepare a list of personal
property that was damaged or destroyed in the loss. Your claim
representative should provide forms that describe the information needed to
determine your loss. Take reasonable steps to protect your house and
personal property from further damage. Most policies require you to mitigate
your loss. After notifying your insurance carrier and contacting a
mitigation specialist such
as L. Trevino Carpet & Tile, you will be assigned a claims representative
to help complete your claim. Your claim representative will estimate damage
to your house.
How To File A Claim
General Filing Tips
When it comes to your home, any loss can be devastating. But by working
together, we can help make your recovery from a loss a lot less painful.
The first key is to report your claim immediately to your Insurance
Company. Most companies have set up specialized 800 numbers to immediately
help you with any claims needs. These claims numbers are up 24 hours a day,
7 days a week. If you are unsure of the claims number, your best bet is to
contact your local agent. It is imperative to report your claim as quickly
as possible.
There are many steps you can take to minimize the impact of a loss at home.
In case of fire and smoke damage promptly report your loss. Do not try to
clean the damaged items, as sometimes cleaning things without the proper
equipment can do more harm than good. Your insurance company will direct
you to contact an emergency mitigation vendor to help you with this type of
loss.
If your home has suffered water damage, make sure that the water has been
shut off. Move all your possessions out of the affected areas and then make
sure that as much water is removed as possible. It will be imperative to
have a professional mitigation vendor help with these. In the case of
either fire or water damage, help protect the safety of your family and pets
by keeping them out of the damaged areas. If your home is uninhabitable and
you must stay elsewhere, keep the receipts for all your expenses. Your
insurance company will help direct you to an appropriate place to stay.
In any type of loss timing is critical. Contact your insurance companies
immediately and then call
L. Trevino Carpet & Tile to help with all necessary mitigation steps. Key
Points to remember when working with your insurance carrier:
- Keep an accurate record of repair cost for your insurance
company.
- Contact your insurance company as soon as possible.
- Contact a mitigation specialist as soon as the loss is
discovered.
- If the loss is caused by theft, notify the police.
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